Should I go on a credit fast?

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Short quiz to see if it is time to go on a credit break.

  1. 1

    1. Do you have more than two major credit cards with balances on them?

  2. 2

    2. Are you paying the minimum payment due on most of your credit cards?

  3. 3

    3. Do you find yourself charging items that are under $10?

  4. 4

    4. Are you living paycheck to paycheck?

  5. 5

    5. Is your savings account empty or non-existent?

  6. 6

    6. You can't remember the last time you used cash at a retail store.

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