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General Insurance Exam
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General Insurance Exam

by: pepper15
2313 Responses Take this first to vote!
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  1. 1

    What is consideration?

  2. 2

    What is express authority?

  3. 3

    What is a stock company?

  4. 4

    What is the difference between speculative risk (SR) and pure risk(PR)?

  5. 5

    What are the types of authority?

  6. 6

    "An agreement between two or more parties enforceable by law" is defined as what?

  7. 7

    A foreign insurer is incorporated where?

  8. 8

    When an insurance company has qualified and received a Certificate of Authority from the Department of Insurance to do business in another state, they are called..

  9. 9

    What are the 5 methods of avoiding a risk?

  10. 10

    The reduction, decrease or disappearance of value is called what?

  11. 11

    What are statements believed to to true to the best of ones knowledge?

  12. 12

    What components must a contract have to make it legal?

  13. 13

    Who does an agent represent?

  14. 14

    The premium paid by the insured to the insured is a small amount in comparison to what would be paid in the event of a loss. What kind of contract is this?

  15. 15

    What is the intentional act of relinquishing a known right, claim or privilege?

  16. 16

    An insurance company that is incorporated outside the United States is called what?

  17. 17

    What is a nonadmitted (unauthorized) insurer?

  18. 18

    The insurance that insurance companies get is called what?

  19. 19

    Who provides support for facilities for underwriters or groups of individuals that accept insurance risk?

  20. 20

    Who offers insurance in the high risks markets?

Created by pepper15

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pepper15
33, Female

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